Great news – is this QQ? Any concept simply how much it is planning to total up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they provide you any such thing on the response that is final first? They did for me but we almost dropped down my seat laughing whenever I read it!!

Yes i do believe about 300 .

It has been therefore helpful we have actually delivered the 2nd e-mail when I had most of the loans to my credit report to PDUK and QQ hoping I have a response right back such a thing is supposed to be a plus if i will be truthful when I simply require these defaults off my account these are typically destroying my odds of purchasing a property.

Just received this today. The may be the answer the template page ? Does not seem sensible ? Anyone had this of will give me some advice many thanks for the inquiry along with your persistence although we carried out our research. Our company is expected to make sure that your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is scheduled forth inside our online privacy policy. Please bear in mind, in the event the contractual repayment contract had been maybe maybe not honoured, this might affect your credit history adversely, including a standard being registered.

Our documents suggest loan 1666952 and loan 1772628 contractual repayment dates were perhaps perhaps maybe not honoured. We reached off to you many times to e to a reasonable payment arrangement; however, all tries to find a suitable re re payment arrangement went unanswered. You’re supplied with financing of 400.00 GBP on 02/08/2010. Your loan ended up being extended an overall total of 4 times. Your last extension charge re payment and last repayment had been never ever gotten in full. Which caused the mortgage to default and later on utilized in a party collection agency that is third.

With this being stated the defaults registered is accurate and can perhaps maybe maybe not eliminated.

As this will be our last reaction relating to your issues to your above referenced account, if you should be perhaps not satisfied with this oute i must make sure that you know about the best accessibility to the Financial Ombudsman provider. There is the straight to refer your plaint to your Financial Ombudsman provider, totally free however you need to do therefore within half a year associated with the date for this page. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, in the event that Ombudsman thinks that the delay ended up being as being results of excellent circumstances. I’ve supplied you with a web link towards the leaflet for the information to help you if you opt to pursue this further strategy. They may be contacted at

Sara (Financial Obligation Camel) says

By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do the loan is recognised by you figures / dates they mention?

Hi Sara, Everyone Else

We have actuallyn’t updated in some time but am very happy to say a refund was got by me of just below 3k from Wonga following the matter decided to go to an Ombudsman (they ignored the adjudicator). The entries have already been taken off my credit score but I’m surprised to look at rating (that we comprehend is basically worthless anyhow but nevertheless) has had a battering that is absolute. I was thinking having these entries eliminated would do miracles for my credit history??

Additionally recently possessed a judgement best payday loans in South Dakota from an Ombudsman according of Quickquid. Have always been expecting over 3k straight back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Thanks all. Jo

Sara (Financial Obligation Camel) says

Until you had defaults or are making an effort to get a home loan, having paid back loans that are payday does not enhance your rating much.

Good to listen to the Ombudsman upholding another QQ plaint.

Hi, exactly like to state that Wonga have actually granted me having a 3512 reimbursement and I also have actually accepted. I might likely have been eligible to a lot more than that but i simply desired the nightmare to finish. Not to ever times that are bad 6 days from initial plaint

I will be along the way with QQ. Nonetheless they appear to be dragging there heels a little.

I will be reviewing how many other panies caused me therefore hardship that is much despair.

Sara (Financial Obligation Camel) says

great – you will be the person that is second to have an offer in less than 2 months 🙂

Quickquid took over 2 months to obtain back once again to me personally making an offer I expected of 150 from reading these posts. We told them where you should go and left it utilizing the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to use the complete 30 trading days.

Congrats. QQ did exactly the same in my opinion offered me 150 so that it’s gone into the ombudsman.

This web site is great! After reading all of the ments and success stories on right right here, we made a plaint to QQ. They took the total 2 months to create an offer of 150. I rejected their offer and contacted the ombudsman – within 30 days an offer is had by me of 1894.30 . ? Ombudsman stated they couldn’t make certain that most of the loans had been unaffordable however they could see we had bee determined by them ? Simply waiting for repayment now

Sara (Debt Camel) says

Exemplary – had been this from an Adjudicator or achieved it need certainly to visit Ombusdman degree?

Simply the adjudicator. I’dn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.

I obtained the standard questionnaire from QQ and p2p today just over per week after seeking soa. Sent a photo of payslip showing my wage slip can’t find bank declaration. Additionally told them i acquired template page from a financial obligation advise page no name mentioned as nothing in connection with them. Have to relax and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it will all be sorted could keep updated when I get hopefully info and provides

Almost three weeks hence, we delivered down plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – I was thinking the attention on that loan had been reasonable nevertheless when I seemed right straight back I became repaying 94 30 days for just two years….and the loan that is initial been for 300!