Key Features

Costs & Interest

General Terms:

Candidates must make an application for the Card and must consent to a credit check. Records should be in Good Standing so that you can get Money-Back Rewards. Begin to see the Tangerine Money-Back Rewards Program Terms & Conditions for complete details.

Transfers of balance are treated as payday loans and interest relates through the deal date that seems on your own month-to-month declaration into the date you repay the total amount in complete. There’s absolutely no interest-free elegance duration on payday loans or transfers of balance.

Annual rates of interest: The yearly rate of interest on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re re re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).

Other costs and prices: These charges are charged in the time the transaction does occur (unless otherwise indicated): advance loan: $3.50 within Canada, $5 away from Canada; Balance Transfer: 3% or the least $5 (unless reduced or waived) for the quantity transmitted if it is published for your requirements. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit cost per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There isn’t any cost for the reprint of one’s present statement that is monthly. Forex Conversion: As soon as the transformed transaction quantity gets published for your requirements, we are going to put in a foreign exchange transformation cost of 2.50% into the transformed transaction quantity.

See your data Box within the application for complete details or go to Tangerine.ca/CreditCardLegal. Prices and charges are susceptible to alter.

† Balance Transfer Promotional provide at 1.95per cent for half a year (1% stability Transfer Fee)

A Promotional Rate of 1.95per cent will connect with any and all sorts of Balance Transfers made within thirty days for the Account opening, and certainly will stay static in impact for 6 declaration durations through the date the past such stability Transfer ended up being published to your Account (the “Promotional price Period”). To make use of this Promotional Offer, you need to complete the total amount Transfer demand within 1 month of Account approval. You have to additionally stimulate your Card within 45 times of Account approval for the required stability Transfer become prepared, or perhaps the Balance Transfer should be immediately terminated. Transfers of balance are treated as payday loans on the Card plus don’t have an interest-free elegance duration. Transfers of balance may well not meet or exceed the available credit on the Account. In the event that Balance Transfer exceeds the available credit, the total amount Transfer deal will never be prepared. A 1% stability Transfer Fee is likely to be charged payday loans Kentucky for each Balance Transfer quantity and you will be instantly charged to your charge card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue in the Balance Transfer Fee, nonetheless it is roofed into the Minimum Payment quantity on your own month-to-month declaration. you need to continue steadily to make your entire monthly minimal re Payments because of the Payment Due Dates shown on the month-to-month statements. In the event that you nevertheless have actually an amount owing from your own stability Transfer if the Promotional speed Period concludes, the bucks Advance interest of 19.95percent will connect with that quantity. You have to continue steadily to result in the minimal re re Payments on the Account, no matter whether the total amount Transfer happens to be prepared for your requirements. Transfers of balance might not be utilized to transfer cash to or from another Tangerine Account. Start to see the Tangerine Credit Card Cardholder Agreement to find out more on how we use re payments for your requirements.

Payday loans (including transfers of balance) usually do not make Tangerine Money-Back Rewards. Begin to see the conditions and terms regarding the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other items which try not to make Tangerine Money-Back Rewards.

1 insurance plan is underwritten by American Bankers insurance carrier of Florida information on the protection, including definitions, advantages, limits, and exclusions come in the certification of Insurance supplied with the Card. See the certification of Insurance then keep it in a safe destination with your other valuable papers.

Some of these provides might be changed or terminated at any right time without warning.

Mastercard is just a trademark that is registered as well as the groups design is really a trademark of Mastercard Overseas Incorporated.

Tangerine is a trademark that is registered of Bank of Nova Scotia, utilized under licence.

Ahead Banking is really a trademark that is registered of Bank.