1 day last might, Latoya S. had been walking her 6-year-old pit bull terrier, Gucci, as he started initially to snarl excitedly at a strange guy sitting on the leading porch of her stone, two-bedroom ranch house. As Latoya approached her house, the guy talked. “You Latoya?” She nodded.

The person arrived closer as the dog’s bark expanded louder. He handed Latoya an envelope and stated, “You’ve been served!” Latoya took the envelope and viewed the person dash to a vintage, beat-up Ford Taurus. She pitched the crisp, white envelope to the bushes close to her entry way and went in the home. She knew she owed a couple of thousand bucks into the money shop payday lending business in Grafton, now she had been sued.

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