It hires may get a court order to try to take money from your bank account to pay the debt if you receive federal benefits and have an unpaid debt, a creditor or the debt collector. The court purchase is known as a garnishment. What’s essential to know is the fact that federal benefits ordinarily are exempt from garnishment. Which means you need to be in a position to protect your federal funds from being taken by the creditors, although you may need to visit court to take action.
Garnishment
The Federal Trade Commission (FTC), the nation’s customer security agency, has suggested statements on how exactly to protect your federal advantages of garnishment. The federal advantages which are exempt from garnishment include:
- Personal Safety Advantages
- Supplemental Safety Income (SSI) Benefits
- Veterans’ Benefits
- Civil Provider and Federal Pension and Disability Benefits
- Army Annuities and Survivors’ Benefits
- Pupil Assistance
- Railroad Pension Benefits
- Vendor Seamen Wages
- Longshoremen’s and Harbor Workers’ Death and Disability Advantages
- Foreign Provider Pension and Disability Benefits
- Payment for Injury, Death, or Detention of workers of U.S. Contractors outside of the U.S.
- Federal Emergency Management Agency Federal Disaster Assistance.