Financial Services Software

SJB companies partners with Softwise, Inc. to take care of your hard earned money advance, check cashing, installment and loan that is payday. All this is thanks that are possible Softwise’s flagship computer computer computer software product, Cashwise.

This state-of-the-art online financing software supplies an ongoing solution that no other computer computer software provider does; a totally supported, multistate module for online payday loans.

Cashwise provides services that are multiple such as for example; OFAC, Check21, Money Recycler, Biometrics, yet others. Softwise items are employed by a number of companies, including check cashing facilities, convenience shops, pawnshops, food markets, business collection agencies companies, and loan organizations.

Payday Advances – Installment Loans – Name Loans

Cashwise provides the many comprehensive cash advance system available on the market. It offers solutions that span from fundamental check cashing to loans which are installment vehicle name loans. In addition it gives you the capacity to offer products or services. We attempt to remain the first choice for the payday financing market by constantly including and upgrading modules to meet up the requirements of both you and your clients, such as for instance with this Check 21 and WiseCard prepaid Visa modules. Our objective would be to make business that is doing possible for you as look at here you are able to. The options with Cashwise are unlimited.

Options that come with this pc computer computer software include:

• Industry Leading cash advance and check always Cashing SoftwareNo other software gives you as numerous payday lending and check cashing choices as Cashwise. This system is completely customizable to suit your organizations needs and methods.
• Effective Point-of-Sale SolutionCashwise provides you with the capability to sell items and services that the clients need and want, including the WiseCard Prepaid Visa that is new system.
• Complete Back-end Management and ReportingNo other software gives you as much lending that is payday check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and techniques.
• Always always Check Cashing ModuleThe check cashing module in Cashwise lets you easily and quickly money checks for the clients. This one is customizable; you set the fees as with all of our other modules.
• Complete Payday Loan SystemThe pay day loan system includes choices such as for example regular pay day loans (where in fact the client will pay right straight straight right back the mortgage to their payday that is next) installment loans, and vehicle name loans. Each module is completely customizable to meet up your needs and company techniques.
• Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website website link security, and more. The Cashwise Installment Loan Module supports installment that is fully amortizing on any re payment regularity, and very very first due dates could be timed with consumer paydays to simply help facilitate payment.
• Title Loan ModuleThe Cashwise Title Loan module enables you to produce loans where in fact the motor automobile name could be the security regarding the loan. Installment or period that is single, link multiple collateral to 1 loan, versatile charge plans, and connect images into the loan.
• Fraud PreventionThe Cashwise pc software is made for the most fraudulence security for the clients by giving you having the ability to capture their photos, signatures, and finger marks; therefore preventing some other person from employing their account.
• Work Control ModuleEmployees clock inside and out from Cashwise. This program determines regular and hours that are overtime and you will produce work and manufacturing reports.
• Biometric CapableThis module can be utilized for worker access in transaction and cashwise approval, along with confirming an individual’s identification. Aids signature pads, little finger printing scanners and image capture products.
• Multi-location AwareWith slim customer, this choice enables your shops in order to connect to a main file host that houses all the information. Your shops and hq should never be away from sync, because your entire information is in one single location and accessed in “real timeВ©. Aids communications between branches for consolidated reporting and fraud prevention that is additional.
• Incorporated with third party solutions; Teletrack, Veritek, OFACServices such as Teletrack funds that are verify available before processing that loan demand. Veritec checks to make sure that the client doesn’t have every other loans that are outstanding any other payday loan provider. OFAC checks your client’s up against the U.S. Treasure’s OFAC SDN list, to ensure your consumer’s can legitimately get that loan. For Florida, Indiana and much more.
• Effective Collection SystemOur complete highlighted business collection agencies module was created to meet with the requirements of a big or little collection company, with exceptional automation associated with the collection procedures.
• SQL Server Database SystemSoftwise may be the longest standing, many robust SQL-based system on the market.
• Windows BasedRuns from the industry standard Windows system platform for installation and ease-of-use.
• Check21 (Remote Deposit)Our company is very happy to announce our Check21 module that is new screen. Check21 screen with Unicheq a remote/ACH processor. Electronic check transformation is the method of transforming a paper check to an electric repayment. There clearly was tremendous value whenever integrating check conversion as a merchant’s re re re payment system: price reductions with greater efficiency and quicker money.
  • Eliminate each NSF Bank charges! Get rid of the 10-15 delay on ALL NSF’s day.

  Savings over traditional paper check processing include; bank charges, deposit preparation, returned item tracking, money administration and collection. Other cost savings consist of:

  • Reduced deal time
  • More process that is efficient shutting down registers
  • Reduced came back products
  • Effective processing associated with the staying NSF things
  • Enhanced customer support
  • More safe deal with less publicity
  • Reduced mistake rate

Taking into consideration the price and effectiveness, transformation is significantly favorable to check processing that is traditional. CSI currently processes vast sums of bucks yearly through the Automated Clearing House (ACH) system. For prices and extra information please contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering by having a CashWise representative please call 763.450.7100 or fill our contact Request Form out